Amex Launches MR Point Earning DEBIT CARD, Checking Account – The Credit Shifu

by YouTube Team

Amex Checking press release:
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In this video we look at the new online checking account from American Express which features an Amex debit card that earnes membership rewards points. This is rare for a debit card, since most of them don’t earn rewards at all, that is normally limited to credit cards.

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46 comments

Anas Ryadi February 9, 2022 - 3:49 am

Amex will finally discover that I'm broke!!!

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Terrance Yu February 9, 2022 - 3:55 am

You can do 2 tax payments per processor per estimated tax quarter

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Leonard Detommaso February 9, 2022 - 4:38 am

Say you get the checking account and put b $250k in it wolud you have a better chance of getting the black card from amex

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Goldie February 9, 2022 - 4:49 am

Crypto?

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JfloSRT February 9, 2022 - 5:15 am

Rack points on your credit card and pay the balance off with this debit card to make points as well. It's a W for me

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Charles Hawj February 9, 2022 - 5:19 am

For “eligible” purchases only. Make sure to read the fine print.

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eddie baez February 9, 2022 - 5:20 am

I was going to sign up for this card to earn points on my mortgage payments. Then I realized they don’t accept American Express. 🤷‍♂️

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Michael Albert February 9, 2022 - 5:33 am

What do you do if a merchant doesn't take Amex, would they still be able take an Amex debit card since it's under the same network?

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Just Me February 9, 2022 - 7:51 am

Should be interesting to see how this impacts the Charles Schwab Amex cards and checking accounts.

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Sam February 9, 2022 - 9:16 am

Spend 15k on card get 1 night stay free for 500$ lol how’s that a deal

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George Senda February 9, 2022 - 10:14 am

Doesn’t help anyone who is not already an Amex card holder.

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Bite Hunter February 9, 2022 - 11:20 am

I love it! But I have an AMEX card already. I love the Debit feature!

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iChefShotty February 9, 2022 - 11:35 am

Are Amex points earned on ACH payments as well? Or just debit card purchases?

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Luis Uben February 9, 2022 - 12:32 pm

Will this debit card work with Zelle services?

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ALex KoTEch February 9, 2022 - 1:01 pm

I don’t like this card because you have to have an online account in order to apply for it they make it easy to apply for it like a normal debit card or you just go online and you fill out the application and then after that you create the online account access they want you to have a online account access before getting this card because I tried to apply for yesterday and it kept on asking me for a credit card number or a debit card number to access an account so I can apply for this card so I think that’s dumb they’re not really trying to compete they’re not just given access to everybody for this card I guess you have to be a Airmax member in order to complete

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starwreck77 February 9, 2022 - 1:25 pm

eww debit cards

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shiranissosexy February 9, 2022 - 1:37 pm

I would imagine that as soon as you type your debit card number and it begins with a “3,” the IRS will automatically treat it as an Amex credit/charge card.

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RICHARD HART February 9, 2022 - 2:52 pm

For the beard!

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gil mendoza February 9, 2022 - 3:04 pm

Dave Ramsey approved

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B Fan February 9, 2022 - 3:16 pm

I'm here for the beard lol

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El_Capitan February 9, 2022 - 4:36 pm

Great video! I'll wait till they come out with a sign up bonus.

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andrew chamberlain February 9, 2022 - 6:30 pm

It is not the best deal altogether. However, being able to leave Wells Fargo and double up on the Amex customer service. That is why I am moving on.

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Average Joe February 9, 2022 - 6:49 pm

So if one was considering to close say an AMEX Gold Card, if you had this checking account, you could move your MR points to this Amex checking without having to use those MR points or lose them, correct?

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darealphantom February 9, 2022 - 9:31 pm

Oh no definitely not leaving Chase for this but great video 👏🏾👏🏾👏🏾

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Asim Iqbal February 9, 2022 - 10:08 pm

Are they launching anything similar in the U.K.?

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Jay CW February 10, 2022 - 1:35 am

Not gonna lie, the design on that debit card is lowkey nice🔥

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Quinn Joseph February 10, 2022 - 4:35 am

But will it be accepted as a debit card that does not take amxed CC's?

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Jessi&James UK February 10, 2022 - 6:38 am

Hi, I watch a lot of your videos, but this is the first time I commented 😁 I love your videos…I hope they bring this to the uk too… 😁

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George Sarraf February 10, 2022 - 11:22 am

This is great. Verizon gives me a discount if I pay with a debit card… I have a lower monthly spend, so if I can earn points on every transaction I’ll take it

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Jim son February 10, 2022 - 12:48 pm

I'm interested in a video about where you keep your money now that you mentioned it

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Dan February 10, 2022 - 2:23 pm

GLd to see your channel growing Ben.

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Northern Chaotic February 10, 2022 - 3:42 pm

Pass…

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angel marks February 10, 2022 - 11:52 pm

How will I get my money out? What ATMs?

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Andre Reign February 11, 2022 - 1:35 pm

I will use this card to pay rent without worrying about Credit card processing fees

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Juan Jose Rios February 11, 2022 - 3:05 pm

Is this replacing the AmEx serve card?

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junior ochoa February 11, 2022 - 8:16 pm

Not sure If I missed it or it's not an option but would it be possible to pull all your points from say an (amex gold or amex platinum) and transfer them to this debit card and cash out at .008 cents per point ?

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Kwame Appiah February 13, 2022 - 2:37 am

Hmm 🤔 I love seeing this. Keep going Amex. I want to cut off BOA

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Albert Castro February 13, 2022 - 3:00 am

So the points from the debit card can I transfer it to the American Express green charge card ?

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De ViceCrimsin February 13, 2022 - 3:44 am

!

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Joshua Wander February 13, 2022 - 4:16 am

We're sorry. We are unable to offer you an American Express® Rewards checking account at this time.
Offer availability is subject to change and is based on your eligibility factors. Thank you for your interest in American Express.

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G234Z17 February 13, 2022 - 2:29 pm

YOU FORGOT TO MENTION THAT IT DOES NOT SUPPORT ZELLE AND BILLPAY… KIND OF A DEAL BREAKER FOR ME.. AND THE ATM NETWORK IS ONLY MONEYPASS NO ALLPOINT

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Multi Meter February 13, 2022 - 6:57 pm

Now my question is, are Amex more likely to give you preapprovals if you have a checking and/or savings account with them? They will obviously be able to see that you have money if you use them.

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Daniel Saldana February 13, 2022 - 9:21 pm

The dispensary in California I go to only takes Debit card or cash. Pretty stoked I can get MR points on my weed purchases 😂

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FutureRN_Corey _ February 14, 2022 - 4:37 am

I have a savings w them at .5% this makes me want to consider a checking w them but if it’s gonna be an AMEX issued card idk if I wanna go that route cause I have had issues in the past w places not accepting it.

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D K February 14, 2022 - 6:46 am

Discover has a cash back debit card fyi. I have this new AmEx checking card and the Discover debit.

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edsanz2 February 14, 2022 - 8:59 am

Unfortunately I was denied for the checking account. Unlucky

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