What’s In My Wallet? Oct 2021 | How to Use Airline Credit | 200k Subscribers Special! – Ask Sebby

by YouTube Team

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Timeline
0:00 What’s in my wallet?
04:10 What’s in YOUR wallet? 200k special
6:05 Using Card Benefits on Travel
7:57 Airline Incidental Credit (Delta)

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48 comments

Life with ChrysanyC October 26, 2021 - 5:31 pm

If your AMEX Platinum is mostly for lounge access is the $695 fee worth it every year?? I cannot for the life of me bring myself to get the card because of the fee even with the perks but I want it as my last card so bad! My brother got. 125,000 offer for it the other day

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Luis Diaz October 26, 2021 - 5:47 pm

What travel backpack do you use?

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K Roddy October 26, 2021 - 6:10 pm

How'd that one guy get 3 freedom flexes were they og freedoms?

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Jason Zhang October 26, 2021 - 6:19 pm

Peep Elliot Choi?

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The Jarhead Entrepreneur October 26, 2021 - 6:25 pm

CONGRATS ON 200K BROTHER..Keep Crushing It!! Stay HUMBLE, Stay HUNGRY, Stay FOCUSED…~The Jarhead Entrepreneur

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Stephen Peake - Finance, Fitness, Self Improvement October 26, 2021 - 6:52 pm

Congrats on the 200k man! Very well deserved. Next stop, 1 million!

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Tamsuii October 26, 2021 - 7:28 pm

Look at Austin traffic like tf is this LA? 🤣

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J Rome October 26, 2021 - 8:55 pm

Blacks bbq is good, but next time you go to austin, go out to Lockhart. Best bbq on the planet

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Tom Z October 26, 2021 - 9:33 pm

I was in Vegas mid Sep.

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David Chiao October 26, 2021 - 9:50 pm

Congrats on 200k
I just got an offer from United for the Explorer card. Think it's a good card to get if I only travel once a year?

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Michael Suarez October 26, 2021 - 11:00 pm

great video! I do credit card videos on my channel too and this helps a good amount!!

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IC Travel October 26, 2021 - 11:40 pm

Congrats on 200k!!
still not quite sure how to get $200 airline incident credit form Amex platinum ?

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Paolo Alfante October 26, 2021 - 11:59 pm

Audio is too bass-y.

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Bearnanas | Credit Cards & Investing October 27, 2021 - 12:00 am

Interesting to see what cards are in your wallet, Sebby, but how about what is your wallet? Looks really good! 😁

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len jimenez October 27, 2021 - 12:02 am

Hi Sebby! Love watching your videos!! Blessings!
My wallet currently is: Chase Sapphire Preferred. So close on getting the 100k sign up bonus. My best friend will be moving to Oahu next month so planning to use those 100k points to book some flights 😊. Also use my Chase Freedom a lot on dining but was debating to open the Amex Gold because I buy a lot of take out! And spend a lot on gas.

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Aviantei October 27, 2021 - 12:42 am

What brand is the wallet you have in the thumbnail?

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Kj October 27, 2021 - 1:01 am

The real question is, what is that wallet? where can I get it?

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Z&J Journey October 27, 2021 - 2:00 am

congrats on the 200k! we are trying to smash that 50 sub bar lol

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Anonimist October 27, 2021 - 2:44 am

I am confused about the fee for platinum renewal. If your card renews before Jan 1 2022 is the renewal fee still
going to be 550, or are all renewals now 695? I am confused by different articles I have read on this subject.

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He Who Remains October 27, 2021 - 4:00 am

I have both P and G amex and the metal cards are destroying my wallet….I rarely dont bring them and if I do I end up using a card holder…just annoying to have my wallet and a separate card holder for the metal cards

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Kevin Paterson October 27, 2021 - 5:32 am

Let’s go Brandon

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rktter October 27, 2021 - 5:48 am

Rolling with the Vanilla Platinum & Delta Sky Gold. Big fan of the AMEX products since 95. Upgraded from AMEX Gold to Plat in March. If I watched your vids prior to I would have kept both as I left 50K MR points on the table 🙄. Love the PLAT tho. I keep a spreadsheet and I'm $1,135 in the plus on taking advantage of the many offers included the additional offers on July 1st. The math includes the upgrade pro-rated AF & adding my wife as an additional PLAT card holder on the account.

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rktter October 27, 2021 - 5:55 am

Love your videos Sebby.. Question, we are Delta fans as well. Can give more details on taking advantage of the $200 airline incidental fees? Beyond baggage I'm curious on how you cashed in on the airline fee credits with Delta. Thank you Sir! 😎

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LeGOAT James October 27, 2021 - 6:03 am

I like graham but he sold out imo. Ask sebby keeps it 100% credit cards

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ashley October 27, 2021 - 6:16 am

i am really enjoying your vids, you deserve way more than 200k, thank you for everything

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Wilson October 27, 2021 - 11:11 am

Smaller but more valuable channel IMO

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Iamterrancej October 27, 2021 - 11:48 am

Don’t minimize your success. 200k is a lot.

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Dabaydestrian October 27, 2021 - 1:45 pm

What about the lion credit card ??

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Supreme October 27, 2021 - 3:16 pm

Ferragamo flex

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Patrick King October 27, 2021 - 4:49 pm

I'd use different metrics for YouTube measurement. Subscribers are pretty much useless, I've followed huge multi-million subscriber channels that are almost effectively dead or get less than 5% viewership. I've seen small channels get 5-10 times the views on videos compared to subscribers. I'd say the average I see is if your video views are 10% or more or your subscriber limit. For instance, you have 204k subs, but this video has 28k views so you are above that 10%. I'd say you are doing decently average to maybe above average compared to other channels. Compared to other finance/credit card channels you are definitely pulling in more views. If you want to go all baller just start saying in your thumbnails that you are worth $10 million even w/o any proof like a few other channels and I'm sure you'll blow up in no time. lol.

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Montavio Hawaii October 27, 2021 - 8:53 pm

We have the same wallet 🔥

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Fabian Martinez October 28, 2021 - 12:06 pm

Cash back

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djetfire123 October 28, 2021 - 7:35 pm

Congrats on 200k subs! Through your teachings and the Credit Shifu, my wife and I have been able to use our CC points to fly 16 different flights and have enjoyed five different all inclusive’s (23 nights in total) in just one year! Just to put this in unique perspective, I actually started watching your videos a year ago! So please know your videos and knowledge have given us so much value and we cannot thank you enough. On top of that, we just booked our honeymoon trip to France all on points! We’re excited to try out Delta One. You’ve made a difference in our lives and I’m sure you will continue to do so for many years to come! Congrats again

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Kohako K October 28, 2021 - 7:57 pm

Congrats on 200k! I am literally recommending your channel to all my friends and colleagues who I talk to if they show interest in savings/perks if they're still not in the credit card game. Keep up the good work!

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Chase Yokoyama - Finance, but Make It Fun October 29, 2021 - 1:31 am

BIG congrats on the 200k Sebby! 🔥

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Kam Karter October 29, 2021 - 3:58 am

Wow this was interesting to see what’s in folks wallet. I have Delta Amex Blue, Bank of America Cash back Rewards, American Airlines Platinum MasterCard and Chase Sapphire Preferred

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sladesurfer October 29, 2021 - 6:13 am

im more of an AirBnB kinda guy…hotels nice but I think you get more value doing Airbnb

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Scyntax October 29, 2021 - 1:56 pm

Congrats on 200k! That ending was sick!!

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Ig:Cocaina_ 345 October 29, 2021 - 7:21 pm

I love being active duty military and having all these cards with no annual fees👍🏾 can’t wait to get under 5/24 so i can get that world of hyatt card.

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Jay Baker October 30, 2021 - 4:48 am

I have 3 of the amex plt cards and the amex hilton aspire and I have been able to get seat upgrades on American Airlines by paying a $40 upgrade fee, which is reimbursed when I use my amex card airline fee credits. This has been my best use of the airline credit this year.

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Eli Deuce October 30, 2021 - 5:32 am

The personal and business Chase Marriott Bonvoy Premier Visas were my go to cards for years until I reached Bonvoy Lifetime Platinum status. I’ve carried a Discover Card and a GM card for decades, but my go to card the last five-size years has been the Amex Delta Reserve. My home airport is ATL and almost all of my air travel is via Delta, so I love the complimentary Delta Sky Club Access and the enhanced ability to qualify for Delta Skymiles Medallion status. Been cranking up the travel so have now qualified for Skymiles Platinum status through Jan 31, 2024. That status makes it easier to qualify for free upgrades to first class, although it is no surprise that a lot of Diamond medallion members pass through ATL. So, I have no problem justifying the salty annual fee associated with the Delta Reserve card.

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Weissman Hyperion October 30, 2021 - 5:46 am

dang sebby just called everyone out 5:33 as having a boring credit card setup sirens in the background

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Wally October 30, 2021 - 3:08 pm

Is it worth it to get the bonus for csp and then upgrade to the csr?

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Johana Gonzalez October 30, 2021 - 10:11 pm

I would love to see what’s in Mandy’s wallet too. My boyfriend are both starting our chase set ups and it would be interesting to see how you guys manage your finance set ups as a couple or if you do it very independently of each other

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Kumar Kott October 31, 2021 - 2:56 am

Congrats on 200K! You deserve it all for the wisdom you share with so many of us. Thank you so much Sebby!!

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Carl Pajela October 31, 2021 - 5:41 am

I’m steering away from cash back for now and getting into the points system since I’m literally planning for trips for 2022

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Chris Brown October 31, 2021 - 1:47 pm

Congrats on 200k subs🎊.

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Daniel Diaz November 1, 2021 - 5:04 am

Very informative thank you so much I will like to know more about cards for people in between cash back and points

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